Terms of Use

The rules for using LifeCost.in's calculators and guides.

Last updated: 4 October 2026

By using LifeCost.in ("the site") you agree to these terms. If you do not agree, please do not use the site.

1. Educational use only

The calculators, guides and other content on LifeCost.in are provided for general information and education. They are not investment, tax, legal or financial advice, and they are not a recommendation to buy or sell any financial product. See our disclaimer for details.

2. No guarantee of accuracy

We work to keep our formulas, assumptions and content correct and up to date, but we do not guarantee that any calculation or article is complete, accurate or current. Results depend on the assumptions and figures you enter. Tax rules, interest rates and scheme limits change, sometimes at short notice.

3. Your responsibility

You are responsible for your own financial decisions. Before acting on anything you read or calculate here, check the current rules with official sources and consider speaking to a SEBI-registered investment adviser or a chartered accountant.

4. Limitation of liability

To the fullest extent permitted by law, LifeCost.in and its operators are not liable for any loss or damage arising from your use of, or reliance on, the site or its content.

5. Intellectual property

The site's design, text, calculators and code belong to LifeCost.in. You may use the calculators for personal, non-commercial purposes and share links to our pages. You may not copy or republish substantial parts of the site without written permission.

6. Acceptable use

Do not misuse the site — for example by attempting to disrupt it, scrape it at scale, or use it for any unlawful purpose.

7. Third-party links and advertising

The site contains links to third-party websites and shows advertising served by Google AdSense. We do not control and are not responsible for third-party content, products or services, and an advertisement is not an endorsement.

8. Changes

We may update these terms at any time. Continued use of the site after changes means you accept the updated terms.

9. Governing law

These terms are governed by the laws of India. Any disputes are subject to the jurisdiction of the courts of India.

10. Contact

Questions about these terms: hello@lifecost.in.