Last updated: 4 October 2026
In short: LifeCost.in helps you understand and estimate. It does not tell you what to buy. We are not a SEBI-registered investment adviser, research analyst or tax practitioner.
Not financial advice
All calculators, guides, examples and other content on LifeCost.in are for general information and educational purposes only. Nothing on this site is personalised investment, tax, insurance, legal or financial advice, or a recommendation to buy, sell or hold any security, fund, insurance policy or other product.
Estimates, not guarantees
- Calculator results are estimates based on the figures you enter and on assumptions such as inflation and rates of return. Actual results will differ.
- Return assumptions (for example 12% a year for equity SIPs) reflect long-term historical averages. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.
- Tax rules, slabs, deduction limits and scheme rules shown reflect FY 2026-27 where stated and can change with future Union Budgets or government notifications.
Check before you act
Always confirm current rules with official sources — such as the Income Tax Department, EPFO, PFRDA and SEBI — and consult a SEBI-registered investment adviser or a chartered accountant before making financial decisions.
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Errors
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